Online Banking
Enroll

HISTORICAL PAYMENT EXAMPLE - 1ST LIEN - OPTION 1

YearIndex (%)Margin* (%)Annual Percentage Rate (%)Minimum Monthly Payment ($)
Year
2012
Index (%)
3.250
Margin* (%)
0.500
Annual Percentage Rate (%)
4.00**
Minimum Monthly Payment ($)
33.33
Year
2013
Index (%)
3.250
Margin* (%)
0.500
Annual Percentage Rate (%)
4.00**
Minimum Monthly Payment ($)
33.33
Year
2014
Index (%)
3.250
Margin* (%)
0.500
Annual Percentage Rate (%)
4.00**
Minimum Monthly Payment ($)
33.33
Year
2015
Index (%)
3.250
Margin* (%)
0.500
Annual Percentage Rate (%)
4.00**
Minimum Monthly Payment ($)
33.33
Year
2016
Index (%)
3.500
Margin* (%)
0.500
Annual Percentage Rate (%)
4.00**
Minimum Monthly Payment ($)
33.33 ^1
Year
2017
Index (%)
3.750
Margin* (%)
0.500
Annual Percentage Rate (%)
4.250
Year
2018
Index (%)
4.50
Margin* (%)
0.500
Annual Percentage Rate (%)
5.000
Year
2019
Index (%)
5.500
Margin* (%)
0.500
Annual Percentage Rate (%)
6.00
Year
2020
Index (%)
4.750
Margin* (%)
0.500
Annual Percentage Rate (%)
5.250
Year
2021
Index (%)
3.250
Margin* (%)
0.500
Annual Percentage Rate (%)
4.000**
Year
2022
Index (%)
3.250
Margin* (%)
0.500
Annual Percentage Rate (%)
4.000**
Year
2023
Index (%)
7.500
Margin* (%)
0.500
Annual Percentage Rate (%)
8.000
Year
2024
Index (%)
8.500
Margin* (%)
0.500
Annual Percentage Rate (%)
9.000
Year
2025
Index (%)
7.500
Margin* (%)
0.500
Annual Percentage Rate (%)
8.000
Year
2026
Index (%)
6.750
Margin* (%)
0.500
Annual Percentage Rate (%)
7.250