Regular Savings Account

Get started with a savings account to better help you budget for future needs.                      – Learn More

• Minimum to open: $100
• Service Charge: $3.00 per quarter if the average daily balance for the quarter fall below $100.00
• Transaction Limitations: Nine free withdrawals per quarter, $1.00 per withdrawal after nine per quarter.

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Savings Builder Account

Open a savings builder account** today to help you reach your future goals.  Your future self will thank you. – Learn More

• Minimum to open: $2,500
• Transaction Limitations: 6 pre-authorized withdrawals per quarter
• Service charge: $15 per quarter if the account balance falls below $2,500
• Tiered balances:
  • – Tier 1: balances from $2,500 – $4,999.99:
  • Tier 2: balances from $5,000 – $7,499.99:
  • Tier 3: balances from $7,500 and above:
• Must be paired with a First National Bank Colorado consumer checking account

Money Market Platinum

Our Money Market Platinum account will not only help you earn more interest, but also help you reach your financial goals.                    – Learn More

• Minimum to open: $10,000.00
• Service Charges: $25.00 per month if the balance falls below $10,000.00 any day of the month
• Six free withdrawals per quarter*

Harvest Savings Account

Our Harvest Savings Account will not only help you earn more interest, but also help you reach your financial goals. – Learn More

• Minimum to open: $20,000.00
• Service Charges: $25.00 per quarter if the average daily balance for the quarter fall below $20,000.00
• Nine free withdrawals per quarter, $1.00 per withdrawal after nine per quarter.

Child Savings Account

Teach your children the value of savings. Open an account for your child today!              – Learn More

• Minimum to open: $25.00
• Service Charges: Free
• Age Requirement: Individuals up to age 17

Retirement Savings: IRA

Tax advantages now for a comfortable future. – Learn More

• Step one (or: to start): Set up a IRA, it’s easy and we will walk you through every step!
• This is one case where time is really on your side! The sooner you start saving, the more money you will have later. Setting a little money aside regularly can allow you to finally do all those things you’ve been planning toward retirement.
  • (Be sure to consult your tax advisor to discuss your personal situation.)

Contact Us to open up your IRA

VIP Health Savings Account

A savings account that’s good for your health! Better manage your medical expenses with a VIP HSA. – Learn More

• Minimum to open: $50.00
• Service Charges: $1.50 per month
• Interest: Tiered
• Transaction Limitations: For qualified medical expenses

Contact Us to open up your HSA

Christmas Club

Start saving for Christmas as early as January and automatically get a check mailed to you by December 1^st, while earning a little interest. – Learn More

• Minimum to open: $5.00
• Interest: $100.00 per day to obtain disclosed annual percentage yield
• Transaction Limitations: No withdrawals allowed until maturity on October 31

Certificates of Deposit

Interested in higher interest earnings? You can earn higher interest with a First National Bank Colorado CD.

• Minimum to open: $500.00
• Terms start at only 90 days

Contact Us to learn more and to open up your own CD