family building a new home

Construction/Lot Loans

Construction and Land/Lot Loans

We’re passionate about supporting growth in the cities, towns and neighborhoods we serve in Colorado. Tell us about your residential or commercial construction plans and we’ll help you in any way we can.

Whether you’re financing new home construction, commercial development or a land/lot purchase, we have customized loan options to meet your needs. You’ll like our very competitive rates and you’ll enjoy working directly with our local lending experts who can streamline the lending process.

Available features:

  • Option to choose permanent one-time financing package with one-time close
  • Interest-only payments during the construction period
  • Typical loan-to-value ratio of 80%
  • Staged disbursements (“construction draws”) during the construction period
  • Flexible terms
  • Reduced closing costs in some cases if permanent financing is obtained with First National Bank

Contact us or stop by and visit with a member of our lending team at your nearest First National Bank Colorado location.