We’ve been serving ranchers, farmers and other Ag-related businesses since our bank was founded in 1901. And many members of our team are ranchers and farmers, or grew up in that environment.

We think that qualifies us as agricultural banking experts.

We know very well that we can’t take a “one-size-fits-all” approach to Ag lending. That’s why you can count on us to understand your unique business as well as your special needs – whether it’s timing your loan payments to take advantage of seasonal cash flow cycles, financing your new equipment purchase, or structuring your operating line of credit.

You’ll save time and money when you work with experts who understand your challenges.  Contact us today.


Experts in agricultural business lending

  • Production loans, term real estate, livestock and feedlots, field, row and permanent crops.
  • Fixed and variable rate loans with the option of annual payments.
  • Farm equipment financing and farm and ranchland financing.
  • Beginning farmer (CADA) or expansion of existing operations.
  • Operating lines of credit.
  • FSA guaranteed loans.


“Our long partnership with First National Bank has been instrumental in the successful growth of KB Custom Ag Services.  Our small-town bank provides us with fair rates and a full range of high-tech banking services. They understand the ins and outs of the agricultural industry.” 

-KB Custom Ag Services